How to Choose a Lease-to-Own Company in Mount Kisco, NY
When selecting a lease-to-own company in Mount Kisco, NY, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Mount Kisco and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Mount Kisco, NY Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Mount Kisco, NY follow similar models. You shop in person or online at an approved Mount Kisco retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Snap Finance in Mount Kisco, NY or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Mount Kisco, NY?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Mount Kisco, NY. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Mount Kisco, NY
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Mount Kisco, NY businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Mount Kisco and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Mount Kisco, NY stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Mount Kisco, NY
For shoppers in Mount Kisco, NY with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Mount Kisco, NY. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Mount Kisco, NY requires an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Mount Kisco, NY, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Mount Kisco, NY shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.