Choosing Between Monticello, NY Lease-to-Own Companies
Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Monticello, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Monticello, NY to help you determine which company has the application process, requirements, and store selection that sounds best for you.
How Do Acima Leasing and Progressive Leasing in Monticello, NY Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Monticello, NY? Applying with either company will look pretty similar. Shop at eligible Monticello stores, find the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!
How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Monticello!
Monticello Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
Acima Leasing and Progressive Leasing in Monticello, NY might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing in Monticello, NY requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Acima Leasing and Progressive Leasing both help shoppers in Monticello who have less-than-stellar credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Progressive Leasing vs. Acima Leasing: Monticello, NY Stores
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Monticello allows you to shop at thousands of Monticello stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.
With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in Monticello, NY, or shop Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Monticello, NY
The rules for leasable items at Acima Leasing and Progressive Leasing in Monticello, NY are quite similar. In general, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Is Acima Leasing or Progressive Leasing the Best Monticello, NY Lease-to-Own Company?
We can’t tell you which lease-to-own company in Monticello, NY to choose. The right choice for you will depend on approval requirements, which stores in Monticello you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.