Lease-to-Own in Montgomery, NY: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Montgomery, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Montgomery, NY

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Montgomery, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Montgomery, NY to help you determine which company offers the requirements, store selection, and application process that fits your needs.

Montgomery Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Montgomery, NY? Both companies follow similar application processes. Shop at eligible retailers in Montgomery, find the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Montgomery, you may be approved for up to $5,000!

Montgomery Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Acima Leasing and Progressive Leasing in Montgomery, NY might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

To lease-to-own with Acima Leasing in Montgomery, NY, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Montgomery with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing: What Montgomery Stores Are Eligible?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Montgomery, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Montgomery, NY stores.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Montgomery, NY?

The rules for leasable items at Acima Leasing and Progressive Leasing in Montgomery, NY are quite similar. Broadly speaking, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Progressive Leasing or Acima Leasing in Montgomery, NY Right for You?

Determining the right lease-to-own company in Montgomery, NY is a personal choice we can't make for you. You have to select the right fit for you based on which Montgomery retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.