Lease-to-Own in Monroe, NY: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Monroe, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Monroe, NY

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Monroe, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Monroe, NY so you can figure out which company has the application process, requirements, and store selection that sounds best for you.

Monroe Progressive Leasing vs. Acima Leasing: How They Work

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Monroe, NY? You can expect a similar application process for both. Shop at eligible Monroe stores, select the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Monroe, you can be approved for up to $5,000!

Monroe Acima Leasing Requirements vs. Progressive Leasing Requirements

Acima Leasing and Progressive Leasing in Monroe, NY might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in Monroe, NY, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Monroe shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.

Progressive Leasing vs. Acima Leasing: Monroe, NY Stores

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Monroe, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

Acima Leasing has more than 15,000 eligible stores — both national and local. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Monroe, NY, or browse Acima Leasing’s online retailers.

What Items Can I Lease in Monroe, NY with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Monroe, NY are quite similar. Generally, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Monroe, NY?

Determining the right lease-to-own company in Monroe, NY is a personal choice we can't make for you. To choose the right fit, consider approval requirements, which stores in Monroe you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.