Lease-to-Own in Mineola, NY: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Mineola, NY? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Mineola, NY Lease-to-Own Companies

Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Mineola, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Mineola, NY to help you determine which company has the best application process, store selection, and requirements for you.

Mineola Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Progressive Leasing work in Mineola, NY? And how does Acima Leasing work? Both companies follow similar application processes. Shop at your favorite eligible stores in Mineola, find the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Mineola, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Mineola vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Mineola, NY have similar application processes, they have different requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

To lease-to-own with Acima Leasing in Mineola, NY, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Mineola shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.

Where in Mineola Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Mineola and online, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Mineola, NY, or view Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Mineola, NY?

The rules for leasable items at Acima Leasing and Progressive Leasing in Mineola, NY are quite similar. Typically, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Mineola, NY?

The choice of lease-to-own company in Mineola, NY is entirely in your hands. The best option for you depends on approval requirements, which stores in Mineola you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Get the products you need today with lease-to-own shopping power.