Choosing Your Mamaroneck, NY Lease-to-Own Company
When picking a lease-to-own company in Mamaroneck, NY, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Mamaroneck so you can find the right company for you.
How Does Lease-to-Own in Mamaroneck, NY Work?
How does Snap Finance work? Or Acima Leasing? Most Mamaroneck, NY lease-to-own companies operate similarly. You shop in person or online at an approved Mamaroneck retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Mamaroneck, NY will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Mamaroneck, NY?
The items you can shop for in Mamaroneck, NY depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Mamaroneck, NY
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Mamaroneck, NY businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Mamaroneck and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Mamaroneck, NY stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Mamaroneck, NY?
Snap Finance and Acima Leasing both want to help shoppers in Mamaroneck NY get the items they need — even if they don't have perfect credit. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Mamaroneck, NY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Mamaroneck, NY also need an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Mamaroneck, NY
Many shoppers across Mamaroneck, NY can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.