Choosing a Lease-to-Own Company in Long Island City, NY
When picking a lease-to-own company in Long Island City, NY, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Long Island City and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Long Island City, NY Work
How does Snap Finance work? Or Acima Leasing? Whichever Long Island City, NY lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Long Island City retailer online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Long Island City, NY will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Long Island City, NY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Long Island City, NY. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Long Island City, NY Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Long Island City, NY retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Long Island City stores and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Long Island City, NY, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Long Island City, NY?
Everyone in Long Island City, NY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Long Island City, NY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Long Island City, NY, you will also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Long Island City, NY, the Choice Is Yours
Many shoppers across Long Island City, NY can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.