What to Look for in Long Beach, NY Lease-to-Own Companies
When comparing lease-to-own companies in Long Beach, NY, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Long Beach so you can decide which company sounds best for you.
Snap Finance in Long Beach, NY vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Long Beach, NY lease-to-own companies operate similarly. To start, you choose an approved retailer in Long Beach and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Long Beach, NY or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Long Beach, NY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Long Beach, NY. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Long Beach, NY Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Long Beach, NY and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Long Beach businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Long Beach, NY stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Long Beach, NY
Snap Finance and Acima Leasing both want to help shoppers in Long Beach NY get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Long Beach, NY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Long Beach, NY also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Long Beach, NY? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Long Beach, NY shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.