How Do I Choose Between Lease-to-Own Companies in Long Beach, NY?
Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. When looking at companies like Progressive Leasing in Long Beach, how do you know which one to pick? Let's take a closer look at Acima Leasing and Progressive Leasing in Long Beach, NY to help you determine which company offers the requirements, store selection, and application process that fits your needs.
Long Beach Progressive Leasing vs. Acima Leasing: What’s the Process?
How do you lease-to-own with Progressive Leasing in Long Beach, NY? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible Long Beach stores, pick out the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!
How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Long Beach!
Long Beach Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While Acima Leasing and Progressive Leasing in Long Beach, NY have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
To lease-to-own with Acima Leasing in Long Beach, NY, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Long Beach with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing: What Long Beach Stores Are Eligible?
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Long Beach stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.
Acima Leasing lets you choose from more than 15,000 stores — both national and local. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Long Beach, NY, or browse Acima Leasing’s online retailers.
What Items Can I Lease in Long Beach, NY with Acima Leasing vs. Progressive Leasing?
Acima Leasing and Progressive Leasing in Long Beach, NY follow similar guidelines for leasable items. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Which Is Better: Acima Leasing or Progressive Leasing in Long Beach, NY?
The decision of which Long Beach, NY lease-to-own company to choose is entirely yours to make. The right choice for you will depend on which Long Beach retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.