Lease-to-Own in Lawrence, NY: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Lawrence, NY? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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More Information

How Do I Choose Between Lease-to-Own Companies in Lawrence, NY?

Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Lawrence, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Lawrence, NY to guide you in deciding which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Lawrence, NY Work?

How do you lease-to-own with Progressive Leasing in Lawrence, NY? What about Acima Leasing? They both have similar application steps. Shop at your favorite eligible stores in Lawrence, choose the items you want, and apply online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!

How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Lawrence, you may be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Lawrence vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Lawrence, NY share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Lawrence, NY need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Lawrence with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Lawrence Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Lawrence, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Lawrence, NY, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Lawrence, NY?

The rules for leasable items at Acima Leasing and Progressive Leasing in Lawrence, NY are quite similar. In general, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Acima Leasing or Progressive Leasing the Best Lawrence, NY Lease-to-Own Company?

The decision of which Lawrence, NY lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on the application process, approval requirements, and which Lawrence stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.