What to Look for in Latham, NY Lease-to-Own Companies
When comparing lease-to-own companies in Latham, NY, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Latham so you can determine which company is right for you.
How Does Lease-to-Own in Latham, NY Work?
How does Acima Leasing work? Or Snap Finance? Whichever Latham, NY lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Latham and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Latham, NY will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Latham, NY?
The items you can shop for vary based on which Latham, NY retailers are approved by Snap Finance or Acima Leasing. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Latham, NY and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Latham, NY as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Latham and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Latham, NY stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Latham, NY
For shoppers in Latham, NY with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Latham, NY, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Latham, NY requires an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Latham, NY, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Latham, NY shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.