Progressive Leasing or Acima Leasing in Latham, NY?

Looking to lease-to-own in Latham, NY but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Between Latham, NY Lease-to-Own Companies

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Latham, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Latham, NY so you can decide which company's store selection, requirements, and application process sound right for you.

Latham Progressive Leasing vs. Acima Leasing: How They Work

How does Progressive Leasing work in Latham, NY? And how does Acima Leasing work? Both companies follow similar application processes. Shop at eligible retailers in Latham, find the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Latham, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Latham vs. Acima Leasing

Acima Leasing and Progressive Leasing in Latham, NY might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Latham, NY requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Are you shopping in Latham with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Progressive Leasing vs. Acima Leasing: Latham, NY Stores

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Latham stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Latham, NY stores.

What Items Can I Lease in Latham, NY with Acima Leasing vs. Progressive Leasing?

You'll find that Progressive Leasing and Acima Leasing in Latham, NY  have similar leasable items. In general, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Progressive Leasing or Acima Leasing in Latham, NY Right for You?

The choice of lease-to-own company in Latham, NY is entirely in your hands. To choose the right fit, consider which Latham retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.