Choosing a Lease-to-Own Company in Ithaca, NY
When comparing lease-to-own companies in Ithaca, NY, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Ithaca and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Ithaca, NY Work?
How do Acima Leasing and Snap Finance work? Most Ithaca, NY lease-to-own companies operate similarly. You shop in person or online at an approved Ithaca retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Ithaca, NY will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Ithaca, NY?
The items you can shop for vary based on which Ithaca, NY retailers are approved by Snap Finance or Acima Leasing. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Ithaca, NY Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Ithaca, NY and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Ithaca businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Ithaca, NY, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Ithaca, NY
Everyone in Ithaca, NY deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Ithaca, NY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Ithaca, NY also requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Ithaca, NY? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Ithaca, NY. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.