Choosing a Lease-to-Own Company in Hicksville, NY
When comparing lease-to-own companies in Hicksville, NY, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Hicksville and Snap Finance so you know which company is your best fit.
Snap Finance in Hicksville, NY vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Hicksville, NY lease-to-own companies operate similarly. To start, you choose an approved retailer in Hicksville and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Snap Finance in Hicksville, NY or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Hicksville, NY Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Hicksville, NY retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Hicksville, NY
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Hicksville, NY businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Hicksville and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Hicksville, NY or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Hicksville, NY
Snap Finance and Acima Leasing both want to help shoppers in Hicksville NY get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Hicksville, NY. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Hicksville, NY also requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Hicksville, NY
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Hicksville, NY. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.