Choosing Between Hempstead, NY Lease-to-Own Companies
Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but are low on cash. With so many companies like Progressive Leasing in Hempstead, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Hempstead, NY so you can decide which company offers the requirements, store selection, and application process that fits your needs.
How Do Acima Leasing and Progressive Leasing in Hempstead, NY Work?
How do you lease-to-own with Progressive Leasing in Hempstead, NY? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible Hempstead stores, pick out the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!
What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Hempstead!
Hempstead Acima Leasing Requirements vs. Progressive Leasing Requirements
While Acima Leasing and Progressive Leasing in Hempstead, NY have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
For Acima Leasing in Hempstead, NY, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Hempstead shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing: What Hempstead Stores Are Eligible?
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Hempstead stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing has more than 15,000 eligible stores — both national and local. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Hempstead, NY, or view Acima Leasing's online retailers.
What Items Can I Lease in Hempstead, NY with Acima Leasing vs. Progressive Leasing?
Acima Leasing and Progressive Leasing in Hempstead, NY follow similar guidelines for leasable items. In general, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Hempstead, NY?
The decision of which Hempstead, NY lease-to-own company to choose is entirely yours to make. The right choice for you will depend on which Hempstead retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.