How to Choose a Lease-to-Own Company in Great Neck, NY
When selecting a lease-to-own company in Great Neck, NY, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Great Neck and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Great Neck, NY Work?
How does Acima Leasing work? Or Snap Finance? Whichever Great Neck, NY lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Great Neck retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance in Great Neck, NY or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Great Neck, NY?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Great Neck, NY. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Great Neck, NY Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Great Neck, NY businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Great Neck businesses to the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Great Neck, NY or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Great Neck, NY
Snap Finance and Acima Leasing both want to help shoppers in Great Neck NY get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Great Neck, NY. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Great Neck, NY, you will also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Great Neck, NY
Acima Leasing and Snap Finance are great options for Great Neck, NY shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.