How to Choose a Lease-to-Own Company in Garden City, NY
When selecting a lease-to-own company in Garden City, NY, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Garden City so you can find the right company for you.
How Does Lease-to-Own in Garden City, NY Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Garden City, NY follow similar models. First, you pick from a list of approved Garden City retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Garden City, NY will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Garden City, NY Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Garden City, NY. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Garden City, NY Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Garden City, NY and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Garden City stores and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Garden City, NY stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Garden City, NY
Both Snap Finance and Amica Leasing support Garden City, NY residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Garden City, NY. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Garden City, NY also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Garden City, NY Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Garden City, NY. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.