Acima Leasing or Progressive Leasing in Farmingdale, NY?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Farmingdale, NY? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Farmingdale, NY

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but lack the funds. With so many companies like Progressive Leasing in Farmingdale, how do you know which one to choose? Let's compare Acima Leasing in Farmingdale, NY against Progressive Leasing to help you determine which company has the best application process, store selection, and requirements for you.

Farmingdale Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in Farmingdale, NY? What about Progressive Leasing? They both have similar application steps. Shop at eligible Farmingdale stores, find the items you want, and complete an application in-store or online. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Farmingdale, you can be approved for up to $5,000!

Farmingdale Acima Leasing Requirements vs. Progressive Leasing Requirements

While the application processes for Acima Leasing and Progressive Leasing in Farmingdale, NY are alike, their requirements are different. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Farmingdale, NY requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Are you shopping in Farmingdale with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Progressive Leasing vs. Acima Leasing: Farmingdale, NY Stores

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Farmingdale allows you to shop at thousands of Farmingdale stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Farmingdale, NY, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Farmingdale, NY

Acima Leasing and Progressive Leasing in Farmingdale, NY follow similar guidelines for leasable items. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Progressive Leasing or Acima Leasing in Farmingdale, NY Right for You?

We can’t tell you which lease-to-own company in Farmingdale, NY to choose. The best option for you depends on the application process, approval requirements, and which Farmingdale stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.