What to Look for in Fairport, NY Lease-to-Own Companies
When selecting a lease-to-own company in Fairport, NY, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Fairport and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Fairport, NY
Are there any differences in how Snap Finance and Acima Leasing work? Most Fairport, NY lease-to-own companies operate similarly. First, you pick from a list of approved Fairport retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Snap Finance in Fairport, NY or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Fairport, NY Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Fairport, NY depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Fairport, NY
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Fairport, NY as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Fairport and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Fairport, NY.
Acima Leasing vs. Snap Finance Application and Requirements in Fairport, NY
Snap Finance and Amica Leasing are dedicated to helping Fairport, NY shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Fairport, NY, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
Acima Leasing in Fairport, NY also requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Fairport, NY
Acima Leasing and Snap Finance are great options for Fairport, NY shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.