How to Choose a Lease-to-Own Company in Elmhurst, NY
When picking a lease-to-own company in Elmhurst, NY, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Elmhurst so you know which company is your best fit.
Snap Finance in Elmhurst, NY vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Elmhurst, NY tend to work the same way. You shop at an approved Elmhurst retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Elmhurst, NY will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Elmhurst, NY Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Elmhurst, NY retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Elmhurst, NY Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Elmhurst, NY businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Elmhurst and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Elmhurst, NY or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Elmhurst, NY?
Snap Finance and Amica Leasing are dedicated to helping Elmhurst, NY shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Elmhurst, NY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Elmhurst, NY requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Elmhurst, NY
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Elmhurst, NY. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.