How to Choose a Lease-to-Own Company in Colonie, NY
When comparing lease-to-own companies in Colonie, NY, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Colonie and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Colonie, NY Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Colonie, NY tend to work the same way. You shop at an approved Colonie retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Colonie, NY will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Colonie, NY?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Colonie, NY. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Colonie, NY and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Colonie, NY as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Colonie and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Colonie, NY, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Colonie, NY
Both Snap Finance and Amica Leasing support Colonie, NY residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Colonie, NY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Colonie, NY also requires an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Colonie, NY
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Colonie, NY. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.