Comparing Lease-to-Own Companies in Colonie, NY
Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but lack the funds. With so many companies like Progressive Leasing in Colonie, how do you know which one to choose? Let's compare Acima Leasing in Colonie, NY against Progressive Leasing so you can figure out which company has the best application process, store selection, and requirements for you.
How Do Acima Leasing and Progressive Leasing in Colonie, NY Work?
How does Progressive Leasing work in Colonie, NY? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Colonie, select the items you want, and apply online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!
How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Colonie, you may be approved for up to $5,000!
Colonie Acima Leasing Requirements vs. Progressive Leasing Requirements
While the application processes for Acima Leasing and Progressive Leasing in Colonie, NY are alike, their requirements are different. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing in Colonie, NY requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Colonie with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Where in Colonie Can I Shop with Acima Leasing vs. Progressive Leasing?
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Colonie and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.
Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Colonie, NY, or shop Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Colonie, NY?
Progressive Leasing and Acima Leasing in Colonie, NY consider the same items leasable. Typically, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Better: Acima Leasing or Progressive Leasing in Colonie, NY?
We can’t tell you which lease-to-own company in Colonie, NY to choose. You have to select the right fit for you based on the application process, approval requirements, and which Colonie stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.