Lease-to-Own in Cheektowaga, NY: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Cheektowaga, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How Do I Choose Between Lease-to-Own Companies in Cheektowaga, NY?

Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but lack the funds. With so many companies like Progressive Leasing in Cheektowaga, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Cheektowaga, NY so you can figure out which company has the application process, requirements, and store selection that sounds best for you.

Cheektowaga Acima Leasing vs. Progressive Leasing: How Do They Work?

How do you lease-to-own with Progressive Leasing in Cheektowaga, NY? What about Acima Leasing? Both companies follow similar application processes. Browse at eligible Cheektowaga retailers, pick out the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!

How much shopping power can you get? Progressive Leasing's approval amount varies. With Acima Leasing in Cheektowaga, you may be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Cheektowaga vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Cheektowaga, NY are alike, their requirements are different. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Cheektowaga, NY requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Cheektowaga with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Progressive Leasing vs. Acima Leasing: Cheektowaga, NY Stores

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Cheektowaga stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Cheektowaga, NY, or browse Acima Leasing’s online retailers.

What Items Can I Lease in Cheektowaga, NY with Acima Leasing vs. Progressive Leasing?

Acima Leasing and Progressive Leasing in Cheektowaga, NY follow similar guidelines for leasable items. In general, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Right for You: Progressive Leasing or Acima Leasing in Cheektowaga, NY?

Determining the right lease-to-own company in Cheektowaga, NY is a personal choice we can't make for you. The best option for you depends on approval requirements, which stores in Cheektowaga you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.