Acima Leasing or Progressive Leasing in Centereach, NY?

Who do you go to for lease-to-own solutions in Centereach, NY? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Selecting a Lease-to-Own Company in Centereach, NY

Lease-to-own can be a great option when you need new furniture, electronics, appliances, and other goods but lack the funds. You have your choice of companies like Progressive Leasing in Centereach, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Centereach, NY so you can decide which company offers the requirements, store selection, and application process that fits your needs.

Centereach Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Centereach, NY? Both companies follow similar application processes. Shop at your favorite eligible stores in Centereach, select the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Centereach, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Centereach vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Centereach, NY share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in Centereach, NY, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Are you shopping in Centereach with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Centereach, NY

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Centereach allows you to shop at thousands of Centereach stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.

Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Centereach, NY, or browse Acima Leasing’s online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Centereach, NY?

The rules for leasable items at Acima Leasing and Progressive Leasing in Centereach, NY are quite similar. Typically, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Acima Leasing or Progressive Leasing the Best Centereach, NY Lease-to-Own Company?

We can’t tell you which lease-to-own company in Centereach, NY to choose. The right choice for you will depend on the application process, approval requirements, and which Centereach stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.