Choosing Between Acima Leasing and Progressive Leasing in Bay Shore, NY

When you need a lease-to-own solution in Bay Shore, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Bay Shore, NY Lease-to-Own Companies

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. Bay Shore is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Bay Shore, NY to help you determine which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Bay Shore, NY Work?

How does Acima Leasing work in Bay Shore, NY? What about Progressive Leasing? They both have similar application steps. Shop at eligible retailers in Bay Shore, choose the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Bay Shore, you may be approved for up to $5,000!

Bay Shore Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While Acima Leasing and Progressive Leasing in Bay Shore, NY have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in Bay Shore, NY, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Bay Shore with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Bay Shore Stores Are Eligible?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Bay Shore, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — both national and local. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Bay Shore, NY, or browse Acima Leasing’s online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Bay Shore, NY

The rules for leasable items at Acima Leasing and Progressive Leasing in Bay Shore, NY are quite similar. In general, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Bay Shore, NY?

Determining the right lease-to-own company in Bay Shore, NY is a personal choice we can't make for you. The right choice for you will depend on the application process, approval requirements, and which Bay Shore stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.