Choosing Between Acima Leasing and Progressive Leasing in Baldwin, NY

When you need a lease-to-own solution in Baldwin, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Baldwin, NY Lease-to-Own Companies

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but are low on cash. With so many companies like Progressive Leasing in Baldwin, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Baldwin, NY to help you determine which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Baldwin, NY Work?

How does Progressive Leasing work in Baldwin, NY? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible retailers in Baldwin, choose the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Baldwin, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Baldwin vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Baldwin, NY are alike, their requirements are different. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Baldwin, NY requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Baldwin with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing: What Baldwin Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Baldwin and online, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

Acima Leasing partners with more than 15,000 stores — both local and nationwide. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Baldwin, NY, or browse Acima Leasing’s online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Baldwin, NY?

The rules for leasable items at Acima Leasing and Progressive Leasing in Baldwin, NY are quite similar. Typically, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Baldwin, NY Lease-to-Own Company?

We can’t tell you which lease-to-own company in Baldwin, NY to choose. The right choice for you will depend on the application process, approval requirements, and which Baldwin stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.