What to Look for in Auburn, NY Lease-to-Own Companies
When comparing lease-to-own companies in Auburn, NY, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Auburn and Acima Leasing so you can find the right company for you.
Snap Finance in Auburn, NY vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Auburn, NY lease-to-own companies operate similarly. You shop in person or online at an approved Auburn retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Auburn, NY will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Auburn, NY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Auburn, NY. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Auburn, NY
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Auburn, NY and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Auburn businesses to national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Auburn, NY, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Auburn, NY?
Snap Finance and Amica Leasing are dedicated to helping Auburn, NY shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Auburn, NY. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Auburn, NY also requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Auburn, NY
Many shoppers across Auburn, NY can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.