How to Choose a Lease-to-Own Company in Astoria, NY
When choosing a lease-to-own company in Astoria, NY, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Astoria so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Astoria, NY Work
How does Snap Finance work? Or Acima Leasing? Most Astoria, NY lease-to-own companies operate similarly. You shop at an approved Astoria retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Snap Finance in Astoria, NY or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Astoria, NY?
The items you can shop for in Astoria, NY depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Astoria, NY
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Astoria, NY retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Astoria stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Astoria, NY, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Astoria, NY
Both Snap Finance and Amica Leasing support Astoria, NY residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Astoria, NY. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Astoria, NY also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Astoria, NY
Acima Leasing and Snap Finance are great options for Astoria, NY shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.