Lease-to-Own in Amsterdam, NY: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Amsterdam, NY but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Amsterdam, NY

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Amsterdam, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Amsterdam, NY so you can figure out which company's store selection, requirements, and application process sound right for you.

Amsterdam Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Amsterdam, NY? And how does Acima Leasing work? Applying with either company will look pretty similar. Browse at eligible Amsterdam retailers, select the items you want, and apply online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Amsterdam, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Amsterdam vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Amsterdam, NY have similar application processes, they have different requirements. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Amsterdam, NY, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Acima Leasing and Progressive Leasing both help shoppers in Amsterdam who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Amsterdam Stores Are Eligible?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Amsterdam allows you to shop at thousands of Amsterdam stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Amsterdam, NY, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Amsterdam, NY

The rules for leasable items at Acima Leasing and Progressive Leasing in Amsterdam, NY are quite similar. Typically, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Right for You: Progressive Leasing or Acima Leasing in Amsterdam, NY?

The choice of lease-to-own company in Amsterdam, NY is entirely in your hands. You have to select the right fit for you based on the application process, approval requirements, and which Amsterdam stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.