Acima Leasing or Progressive Leasing in Amherst, NY?

When you need a lease-to-own solution in Amherst, NY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Amherst, NY

Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but are low on cash. When looking at companies like Progressive Leasing in Amherst, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Amherst, NY so you can decide which company has the application process, requirements, and store selection that sounds best for you.

Amherst Acima Leasing vs. Progressive Leasing: How Do They Work?

How do you lease-to-own with Progressive Leasing in Amherst, NY? What about Acima Leasing? They both have similar application steps. Browse at eligible Amherst retailers, pick out the items you want, and apply online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Amherst, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Amherst vs. Acima Leasing

Acima Leasing and Progressive Leasing in Amherst, NY might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Amherst, NY, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Are you shopping in Amherst with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Where in Amherst Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Amherst stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Amherst, NY, or shop Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Amherst, NY

Progressive Leasing and Acima Leasing in Amherst, NY consider the same items leasable. Generally, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Progressive Leasing or Acima Leasing in Amherst, NY Right for You?

The decision of which Amherst, NY lease-to-own company to choose is entirely yours to make. The right choice for you will depend on approval requirements, which stores in Amherst you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.