Comparing Lease-to-Own Companies in Albany, NY
Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Albany, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Albany, NY so you can decide which company has the application process, requirements, and store selection that sounds best for you.
Albany Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Albany, NY? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible retailers in Albany, choose the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!
How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Albany, you may be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Albany vs. Acima Leasing
While Acima Leasing and Progressive Leasing in Albany, NY have similar application processes, they have different requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing in Albany, NY requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Albany with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.
Progressive Leasing vs. Acima Leasing: Albany, NY Stores
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Albany, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.
Acima Leasing partners with more than 15,000 stores — both national and local. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Albany, NY, or browse Acima Leasing’s online retailers.
Acima Leasing vs. Progressive Leasing: What Can You Lease in Albany, NY?
Acima Leasing and Progressive Leasing in Albany, NY follow similar guidelines for leasable items. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Progressive Leasing or Acima Leasing in Albany, NY Right for You?
Determining the right lease-to-own company in Albany, NY is a personal choice we can't make for you. The right choice for you will depend on approval requirements, which stores in Albany you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.