How to Choose a Lease-to-Own Company in Taos, NM
When comparing lease-to-own companies in Taos, NM, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Taos and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Taos, NM
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Taos, NM follow similar models. To start, you choose an approved retailer in Taos and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Taos, NM will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Taos, NM Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Taos, NM depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Taos, NM and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Taos, NM retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Taos and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Taos, NM stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Taos, NM?
Snap Finance and Amica Leasing are dedicated to helping Taos, NM shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Taos, NM, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
Acima Leasing in Taos, NM also requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Taos, NM, the Choice Is Yours
Many shoppers across Taos, NM can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.