Snap Finance in Socorro, NM or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Socorro, NM. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Socorro, NM Lease-to-Own Companies

When choosing a lease-to-own company in Socorro, NM, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Socorro and Snap Finance so you can determine which company is right for you.

Snap Finance in Socorro, NM vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Whichever Socorro, NM lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Socorro retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, select the eligible products you want, and Acima Leasing in Socorro, NM or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Socorro, NM?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Socorro, NM. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Socorro, NM and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Socorro, NM businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Socorro and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Socorro, NM, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Socorro, NM?

Snap Finance and Acima Leasing both want to help shoppers in Socorro NM get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Socorro, NM. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Socorro, NM also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Socorro, NM Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Socorro, NM shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.