Choosing a Lease-to-Own Company in Santa Fe, NM
When choosing a lease-to-own company in Santa Fe, NM, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Santa Fe so you know which company is your best fit.
How Does Lease-to-Own in Santa Fe, NM Work?
How do Acima Leasing and Snap Finance work? Most Santa Fe, NM lease-to-own companies operate similarly. You shop in person or online at an approved Santa Fe retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing in Santa Fe, NM or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Santa Fe, NM Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Santa Fe, NM depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Santa Fe, NM
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Santa Fe, NM as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Santa Fe businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Santa Fe, NM or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Santa Fe, NM
For shoppers in Santa Fe, NM with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Santa Fe, NM. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
Acima Leasing in Santa Fe, NM also requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Santa Fe, NM Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Santa Fe, NM shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.