Lease-to-Own in Santa Cruz, NM: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Santa Cruz, NM, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing Between Santa Cruz, NM Lease-to-Own Companies

Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Santa Cruz, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Santa Cruz, NM so you can figure out which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Santa Cruz, NM Work?

How does Acima Leasing work in Santa Cruz, NM? What about Progressive Leasing? They both have similar application steps. Shop at eligible retailers in Santa Cruz, find the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Santa Cruz!

Santa Cruz Acima Leasing Requirements vs. Progressive Leasing Requirements

While Acima Leasing and Progressive Leasing in Santa Cruz, NM have similar application processes, they have different requirements. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Santa Cruz, NM, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Santa Cruz with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Santa Cruz Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Santa Cruz, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Santa Cruz, NM stores.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Santa Cruz, NM?

You'll find that Progressive Leasing and Acima Leasing in Santa Cruz, NM  have similar leasable items. Broadly speaking, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Santa Cruz, NM?

Determining the right lease-to-own company in Santa Cruz, NM is a personal choice we can't make for you. The best option for you depends on approval requirements, which stores in Santa Cruz you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.