Choosing Between Acima Leasing and Progressive Leasing in Ruidoso Downs, NM

When you need a lease-to-own solution in Ruidoso Downs, NM, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Ruidoso Downs, NM

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but are low on cash. When looking at companies like Progressive Leasing in Ruidoso Downs, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Ruidoso Downs, NM to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

Ruidoso Downs Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Progressive Leasing work in Ruidoso Downs, NM? And how does Acima Leasing work? Both companies follow similar application processes. Browse at eligible Ruidoso Downs retailers, find the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Ruidoso Downs!

Lease-to-Own Requirements for Progressive Leasing in Ruidoso Downs vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Ruidoso Downs, NM share similar application processes, they don't have the same requirements. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Ruidoso Downs, NM requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Ruidoso Downs with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.

Progressive Leasing vs. Acima Leasing: Ruidoso Downs, NM Stores

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Ruidoso Downs stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Ruidoso Downs, NM, or browse Acima Leasing’s online retailers.

What Items Can I Lease in Ruidoso Downs, NM with Acima Leasing vs. Progressive Leasing?

Acima Leasing and Progressive Leasing in Ruidoso Downs, NM follow similar guidelines for leasable items. Generally, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Progressive Leasing or Acima Leasing in Ruidoso Downs, NM Right for You?

We can’t tell you which lease-to-own company in Ruidoso Downs, NM to choose. You have to select the right fit for you based on which Ruidoso Downs retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.