Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Las Vegas, NM

Seeking a lease-to-own solution in Las Vegas, NM? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Las Vegas, NM Lease-to-Own Company

When choosing a lease-to-own company in Las Vegas, NM, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Las Vegas and Acima Leasing so you can find the right company for you.

Snap Finance in Las Vegas, NM vs. Acima Leasing: How They Work

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Las Vegas, NM follow similar models. First, you pick from a list of approved Las Vegas retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Las Vegas, NM will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Las Vegas, NM?

The items you can shop for in Las Vegas, NM depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Las Vegas, NM Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Las Vegas, NM retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Las Vegas and the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Las Vegas, NM or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Las Vegas, NM

Snap Finance and Acima Leasing both want to help shoppers in Las Vegas NM get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Las Vegas, NM. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.

Acima Leasing in Las Vegas, NM also requires at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Las Vegas, NM? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Las Vegas, NM. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.