How to Choose a Lease-to-Own Company in Bernalillo, NM
When selecting a lease-to-own company in Bernalillo, NM, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Bernalillo and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Bernalillo, NM
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Bernalillo, NM tend to work the same way. You shop at an approved Bernalillo retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Bernalillo, NM will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Bernalillo, NM?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Bernalillo, NM. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Bernalillo, NM
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Bernalillo, NM and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Bernalillo businesses to national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Bernalillo, NM or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bernalillo, NM?
For shoppers in Bernalillo, NM with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Bernalillo, NM, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Bernalillo, NM also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Bernalillo, NM, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Bernalillo, NM. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.