Comparing Acima Leasing and Snap Finance in Aztec, NM

You need a lease-to-own option in Aztec, NM — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Aztec, NM

When comparing lease-to-own companies in Aztec, NM, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Aztec so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Aztec, NM

How does Acima Leasing work? Or Snap Finance? Whichever Aztec, NM lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Aztec retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Aztec, NM will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Aztec, NM?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Aztec, NM. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Aztec, NM

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Aztec, NM businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Aztec and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Aztec, NM, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Aztec, NM?

Both Snap Finance and Amica Leasing aim to help shoppers in Aztec, NM with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Aztec, NM. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Aztec, NM requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Aztec, NM Lease-to-Own Company

Many shoppers across Aztec, NM can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.