Choosing Your Artesia, NM Lease-to-Own Company
When selecting a lease-to-own company in Artesia, NM, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Artesia so you can determine which company is right for you.
How Does Lease-to-Own in Artesia, NM Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Artesia, NM tend to work the same way. You shop at an approved Artesia retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Artesia, NM will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Artesia, NM?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Artesia, NM. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Artesia, NM Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Artesia, NM and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Artesia and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Artesia, NM or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Artesia, NM
Both Snap Finance and Amica Leasing aim to help shoppers in Artesia, NM with less-than-perfect credit get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Artesia, NM, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Artesia, NM also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Artesia, NM? Try Acima Leasing
Many shoppers across Artesia, NM can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.