Choosing a Lease-to-Own Company in Paramus, NJ
When selecting a lease-to-own company in Paramus, NJ, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Paramus and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Paramus, NJ
How does Acima Leasing work? Or Snap Finance? Whichever Paramus, NJ lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Paramus and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Paramus, NJ or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Paramus, NJ?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Paramus, NJ. Usually, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Paramus, NJ and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Paramus, NJ as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Paramus businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Paramus, NJ, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Paramus, NJ
Snap Finance and Amica Leasing are dedicated to helping Paramus, NJ shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Paramus, NJ. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Paramus, NJ also need an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Paramus, NJ
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Paramus, NJ. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.