Comparing Acima Leasing and Snap Finance in Burlington, NJ

You need a lease-to-own option in Burlington, NJ — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Burlington, NJ

When selecting a lease-to-own company in Burlington, NJ, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Burlington so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Burlington, NJ

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Burlington, NJ tend to work the same way. To start, you choose an approved retailer in Burlington and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, shop for the eligible products you want to get, and Snap Finance in Burlington, NJ or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

Burlington, NJ Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Burlington, NJ depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Burlington, NJ

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Burlington, NJ businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Burlington businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Burlington, NJ, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Burlington, NJ

For shoppers in Burlington, NJ with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Burlington, NJ. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Burlington, NJ requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Burlington, NJ? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Burlington, NJ. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.