Comparing Acima Leasing and Snap Finance in Portsmouth, NH

Seeking a lease-to-own solution in Portsmouth, NH? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Portsmouth, NH

When picking a lease-to-own company in Portsmouth, NH, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Portsmouth and Acima Leasing so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Portsmouth, NH Work

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Portsmouth, NH lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Portsmouth retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, shop for the eligible products you want to get, and Snap Finance in Portsmouth, NH or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Portsmouth, NH?

The items you can shop for vary based on which Portsmouth, NH retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

Portsmouth, NH and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Portsmouth, NH businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Portsmouth businesses to the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Portsmouth, NH.

Acima Leasing vs. Snap Finance Application and Requirements in Portsmouth, NH

Snap Finance and Amica Leasing are dedicated to helping Portsmouth, NH shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Portsmouth, NH, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Portsmouth, NH requires an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Portsmouth, NH

Acima Leasing and Snap Finance have a lot to offer shoppers in Portsmouth, NH. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.