Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Concord, NH

Looking for a lease-to-own company in Concord, NH? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Concord, NH Lease-to-Own Company

When comparing lease-to-own companies in Concord, NH, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Concord so you know which company is your best fit.

How Does Lease-to-Own in Concord, NH Work?

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Concord, NH tend to work the same way. You shop at an approved Concord retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Concord, NH will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Concord, NH?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Concord, NH. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

Concord, NH and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Concord, NH and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Concord stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Concord, NH or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Concord, NH?

Snap Finance and Amica Leasing are dedicated to helping Concord, NH shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Concord, NH, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Concord, NH also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Concord, NH, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Concord, NH. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.