What to Look for in Reno, NV Lease-to-Own Companies
When picking a lease-to-own company in Reno, NV, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Reno and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Reno, NV Work
How does Snap Finance work? Or Acima Leasing? Whichever Reno, NV lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Reno and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Reno, NV will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
Reno, NV Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Reno, NV retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Reno, NV
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Reno, NV businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Reno stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Reno, NV or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Reno, NV?
For shoppers in Reno, NV with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Reno, NV. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
For Acima Leasing in Reno, NV, you will also need at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Reno, NV? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Reno, NV shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.