Choosing Your Fernley, NV Lease-to-Own Company
When selecting a lease-to-own company in Fernley, NV, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Fernley so you know which company is your best fit.
Snap Finance in Fernley, NV vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Fernley, NV tend to work the same way. To start, you choose an approved retailer in Fernley and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Fernley, NV will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Fernley, NV?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Fernley, NV. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Fernley, NV Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Fernley, NV and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Fernley and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Fernley, NV stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Fernley, NV
Both Snap Finance and Amica Leasing aim to help shoppers in Fernley, NV with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Fernley, NV. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
Acima Leasing in Fernley, NV also requires an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Fernley, NV Lease-to-Own Company
Many shoppers across Fernley, NV can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.