Choosing a Lease-to-Own Company in St Paul, NE
When picking a lease-to-own company in St Paul, NE, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in St Paul and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in St Paul, NE Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in St Paul, NE follow similar models. You shop at an approved St Paul retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in St Paul, NE or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in St Paul, NE?
The items you can shop for vary based on which St Paul, NE retailers are approved by Snap Finance or Acima Leasing. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in St Paul, NE
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local St Paul, NE businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in St Paul and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in St Paul, NE.
What’s Needed to Apply for Acima Leasing or Snap Finance in St Paul, NE
Both Snap Finance and Amica Leasing support St Paul, NE residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in St Paul, NE. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
For Acima Leasing in St Paul, NE, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your St Paul, NE Lease-to-Own Company
Acima Leasing and Snap Finance are great options for St Paul, NE shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.