Choosing Your Omaha, NE Lease-to-Own Company
When picking a lease-to-own company in Omaha, NE, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Omaha and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Omaha, NE vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Omaha, NE lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Omaha and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance in Omaha, NE or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Omaha, NE Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Omaha, NE retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Omaha, NE Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Omaha, NE as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Omaha and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Omaha, NE, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Omaha, NE
Snap Finance and Acima Leasing both want to help shoppers in Omaha NE get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Omaha, NE. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
For Acima Leasing in Omaha, NE, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Omaha, NE
Many shoppers across Omaha, NE can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.