How to Choose a Lease-to-Own Company in Hastings, NE
When picking a lease-to-own company in Hastings, NE, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Hastings so you know which company is your best fit.
How Does Lease-to-Own in Hastings, NE Work?
How do Acima Leasing and Snap Finance work? Whichever Hastings, NE lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Hastings retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Hastings, NE will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Hastings, NE?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Hastings, NE. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Hastings, NE Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Hastings, NE businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Hastings businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Hastings, NE.
What’s Needed to Apply for Acima Leasing or Snap Finance in Hastings, NE
For shoppers in Hastings, NE with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Hastings, NE. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Hastings, NE requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Hastings, NE
Acima Leasing and Snap Finance have a lot to offer shoppers in Hastings, NE. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.