How to Choose a Lease-to-Own Company in Columbus, NE
When choosing a lease-to-own company in Columbus, NE, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Columbus and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Columbus, NE Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Columbus, NE tend to work the same way. You shop at an approved Columbus retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Columbus, NE or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Columbus, NE?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Columbus, NE. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Columbus, NE
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Columbus, NE as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Columbus and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Columbus, NE, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Columbus, NE?
Both Snap Finance and Amica Leasing support Columbus, NE residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Columbus, NE, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Columbus, NE, you will also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Columbus, NE, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Columbus, NE. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.